Secure Insurance Agency
We're here for every
Medicare moment
Turning 65 soon and not sure where to start or what you'll pay
Already on Medicare but your plan changed, or your premium jumped.
New to Florida and need a plan that works with local doctors
Helping a parent navigate their options with someone patient and kind
The main types of Medicare coverage
Know your options
Pairs with Original Medicare to cover out-of-pocket costs like copays and deductibles. More freedom to see any doctor that accepts Medicare.
Medicare Supplement (Medigap)
Medicare Advantage (Part C)
All-in-one plans that bundle hospital, medical, and usually drug coverage - often with extras like dental, vision, and gym membership. Frequently $0 premium.
Part D – Prescription Drugs
Standalone drug coverage. We check your exact medications against each plan's formulary so you're not surprised at the pharmacy.
You may qualify for programs that lower premiums and drug costs. We'll check - Many people don't realize they're eligible.
Extra Help & Savings Programs
Mark your calendar
Key Medicare enrollment windows
Initial Enrollment
The 7-month window around your 65th birthday. The best time to start – reach out 3 months early.
Annual Enrollment (Oct 15-Dec 7)
Review or switch your plan for the coming year. We host plan reviews every fall.
Special Enrollment Periods
Moved, lost coverage, or other life changes can open a window any time of year.